OIA Ltd

We are a Registered Investment Advisor based in the British Virgin Islands, offering a range of Investment Portfolio’s for private clients.

The British Virgin Islands are located about 60 mile to the east of Puerto Rico. The main island of Tortola and its capitol Road Town Is where most of the financial services firms are located.

The B.V.I is an internationally respected financial centre hosting a variety of hedge funds, trusts, banks, and insurance companies.

The industry is well regulated by the British Virgin Islands Financial Services Commission.

The B.V.I is a British Overseas Territory offering all the security and stability associated with the British flag. It is responsible for its own self-government through a democratically elected House of Assembly. Elections are held every four years.

About Us

Founded in 2005, OIA Ltd, is a privately held, high-touch boutique Registered Investment Advisory (RIA) firm held to a fiduciary standard – the highest standard of care. We are experienced and accessible investment professionals focused on enhancing investment returns and delivering ‘peace of mind’ for our clients.

Our flagship product is our wealth accumulation portfolio, this is best described as a balanced portfolio of stocks, bonds, and commodities, with an asset allocation of 60%/ 30%/ 10%.

Our second offering is our income portfolio which focuses on stocks that benefit from both price appreciation and dividends. Our goal is to identify companies that have sound fundamentals and return their cash to the shareholders. The portfolio invests 90% of its funds into stocks with 10% allocation to bonds.

Finally, we have the Value portfolio, we look for companies where earnings are exceeding expectations and are expected to do so in the future. We are screening our database for stocks trading at least 25% discount to peers. We look at the following ratios, PE, PEG, and Book Value, the portfolio invests 70% of its funds into stocks with 30% allocation to bonds.

The custodian for your funds will be Interactive Brokers LLC, a globally recognized leader in brokerage and custodial services. They provide our clients with comprehensive independent reporting and analytics, customer service and global market access across multiple asset classes, stocks, bonds, futures, and options in one account.
For account security usernames and passwords are encrypted with Triple Data Encryption Standards (3DES) and nCipher hardware encryption. Data in transit is encrypted using TLS1.2 protocol.

Team

James photo

James Bridgewater

Wealth Manager

James Bridgewater commenced his career in 1978 working for Commodity Analysis Limited, a City of London based commodity broker. Over the next eleven years James traded most of the London and U.S futures markets, and gradually moved from being a broker/dealer to managing discretionary portfolios for private clients.

James moved from London to the British Virgin Islands in 1989, after a brief stint working for an offshoot of Bridgewater Associates in CT.

James is a former director of Beacon Capital Management Limited where he managed discretionary portfolios for private clients and handled order flow for a large U.S based hedge fund.

James founded Offshore Investment Advisor in 2005 as a D.B.A, in 2013 the business was incorporated as OIA Ltd.

James is an avid sailor and is a former Commodore of the Royal B.V.I Yacht Club.

Patricie photo

Patrice E. Horner

Financial Planner

Over a decade, Patrice E. Horner created a successful pension investment management business. She had direct oversight for investment selection, trading relationships with international custodians, and on-going communication with the 12,000 members.

Patrice has also presented widely on the topics of pension planning and on Insurance Linked Securities (ILS). Horner’s experience extends to real estate asset management and mortgage analysis whereby she valued real estate holdings for insurance companies such as Pacific Mutual and Continental Life.

Patrice is also active in the yachting community as a member of the RHADC Race Committee. Horner is distinguished as a Certified Financial Planner- CFP® – US, a European QFA, and has a MBA-Finance from the Seidman College of Business and a recognized writer and presenter on Financial Matters.

Discretionary Investment Management

Many “would be investors” are nervous about investing in stocks, bonds, and other investment products, many investors feel they do not have the knowledge or experience to consider which investments are the most suitable for them.

We are seasoned investment professionals here to simplify the whole process from opening an account in your name, with our US licensed and regulated broker covered by both FDIC and SIPC insurance. You will enjoy online access to your account with UpToDate valuations of your holdings. You will be emailed trade reports, and account statements and of course end of year tax documents.

We will guide you through creating a link between your local bank account and your account at Interactive Broker’s via ACH or Fed Wire to either withdraw or deposit funds.

We are discretionary investment managers, the term “discretionary” refers to the fact that investment decisions are made with our discretion on your behalf. We assess our client’s time horizon, performance objectives, and risk tolerance to determine which investments are the most suitable investments.

We conduct routine monitoring of investment performance and execute buy and sell orders on your behalf and ongoing management in the areas of asset allocation and portfolio rebalancing. Portfolio rebalancing safeguards an investor from undesirable risks and ensures that the portfolio’s exposure remains within the manager’s area of expertise.

Benefits of Discretionary Management

Discretionary investment management offers several benefits to clients. It frees clients from the burden of making day-to-day investment decisions, which can arguably be better made by a qualified portfolio manager who is attuned to the vagaries of the market. Delegating the investing process to a competent manager leaves the client free to focus on other things that matter to him or her.

Fees

Our fee is based on a percentage of the value of your account, our fee increases in line with the dollar value of your account. For more information, please view our firm brochure part 2 A of form ADV and form ADV-CRS part iii.

Financial Planning

Outliving retirement assets is one of the biggest risks that individuals face while in retirement. According to Allianz, one of the largest financial services companies in the world, 82% of workers in retirement plans who are married with dependents fear outliving their money.

Careful retirement planning is crucial for protecting your current assets from inflation and for accumulating more wealth. We help our clients with all aspects of financial management and advice, but one of the most important things we do is help investors answer the following questions in order to ensure they meet their retirement objectives:

• How much money will I need in retirement?
• How long will these funds need to last?
• How do I create a plan to ensure that I have enough money?

For many people, these questions can be stressful and are often put off and left unanswered for too long. We help our clients answer these fundamental retirement questions and then develop a plan to meet their objectives.

Performance

    Contact us





      Contact information

      OIA Ltd
      Bridgewater House
      Belmont Park, West End
      Tortola
      VG1130 British Virgin Islands

      P.O Box 3838
      Sea Cows Bay
      Tortola
      VG1110 British Virgin Islands

      Email:
      James@offshoreinvestmentadvisor.com

      Phone:
      284 495 4620

      Mobile:
      284 542 0715

      Skype
      offshoreinvestmentadvisor

      Disclosures

      OIA Ltd is a registered Investment Advisor SEC file No. 801-64510. OIA Ltd is authorized and regulated in the British Virgin Islands by the British Virgin Islands Financial Services Commission. License No. SIBA/L/14/1080. We provide high quality financial advice and investment management to both private and corporate clients.

      This email and any accompanying documents contain confidential information intended for a specific individual and which is private and protected by law. If you are not the intended recipient, any disclosure, copying, distribution or other use of this information is strictly prohibited. You are also requested to advise us immediately if you receive information which is not addressed to you. OIA Ltd accepts no responsibility for any loss or damage resulting directly or indirectly from the use of this email or the contents. Registered Office. Trinity Chambers, P.O Box 4301, Road Town, Tortola, British Virgin Islands.